What Was Happening in 2025
Bitcoin entered 2025 at $102,405, fresh off its first trip above $100,000. The year opened with optimism, but a correction has been underway. By February 2026, Bitcoin sits at $68,000, down roughly 34% from the January 2025 open and 41% from its all-time high near $115,758 set in July 2025.
Starting a DCA in January 2025 means buying into a declining market. Your purchases have ranged from $102,405 down to $68,000. Every single purchase made so far is currently at a loss or near breakeven. This is the hardest time to be a DCA investor: the strategy hasn't "worked" yet, and there's no historical data for this specific period to offer reassurance.
However, this is exactly the scenario where DCA proves its value over time. If Bitcoin recovers (as it has after every previous correction), the purchases made at $68,000 and $78,570 will look like bargains in retrospect. The question is whether you have the patience to find out.
The Crashes You Survived
Starting in 2025, you have been in a drawdown from almost day one. Bitcoin has declined from $102,405 to $68,000, a roughly 34% drop from your first purchase. This is a single, ongoing correction. It is too early to know how this period ends. What we know from history is that every previous bear market has been followed by new highs. But past performance does not guarantee future results.
- 2025-2026 Correction: -41% ($115,758 to $68,000)
Run your own scenario
Try different amounts, frequencies, and start dates with real historical data.
Open DCA Calculator →Ready to start your own plan? Read our Bitcoin savings plan guide. Wondering if you should invest all at once instead? See our DCA vs lump sum analysis. Not sure how much to allocate? Our sizing guide walks through practical frameworks.