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Bitcoin vs Everything

The daily scoreboard. How does Bitcoin stack up against the S&P 500, gold, a savings account, and the dollar itself?

Live BTC / USD
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Asset Return $100 became
                 
                 
                 
                 
                 
Growth of $100
Year to Date
Historical data through February 2026. S&P 500 and gold are monthly closing prices. Savings rate assumes 4.5% APY compounded monthly. Inflation uses 3.1% long-term average. Past performance does not guarantee future results. Not financial advice.
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Sats Per Dollar — see how many satoshis your money buys right now
▪ Investment Basics

Why Compare Assets?

Every asset competes for your capital. Comparing returns across timeframes reveals which stores of value are actually growing your purchasing power and which are eroding it. Context matters: no asset wins every year, and what happened over 1 year may look completely different over 5 or 10.

▪ The Tradeoff

Risk and Volatility

Bitcoin has the highest returns in the table but also the highest volatility. It has dropped 70%+ multiple times before recovering to new highs. The S&P 500 and gold are less volatile but have lower long-term returns. A savings account never drops in nominal terms — but silently loses purchasing power to inflation every year.

▪ The Longer View

Time Horizon Matters

Short timeframes amplify noise. The 1-year view might show gold beating Bitcoin. Extend to 5 or 10 years and the picture changes dramatically. This is why long-term investors emphasize time in the market over timing the market — and it's especially true for Bitcoin.

▪ Common Questions

FAQ

Is Bitcoin really better than the S&P 500?

Over most multi-year timeframes since 2013, Bitcoin has outperformed. But past performance doesn't guarantee future results, and Bitcoin comes with significantly higher volatility.

Why include the US Dollar?

To show that holding cash is itself an active choice with a cost. Inflation erodes purchasing power every year. The dollar row makes this invisible cost visible.

What about real estate or bonds?

We focus on liquid, accessible assets anyone can buy with $1 and no minimum. Real estate requires large capital and is illiquid. Bonds have their own risk/return profile worth exploring separately.

Should I put everything in Bitcoin?

This tool shows data, not advice. Diversification is personal and depends on your risk tolerance, time horizon, and financial goals. The scoreboard helps you see the tradeoffs — the decision is yours.

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